verified Trusted by 15,000+ Policyholders

Insurance That
Evolves With You.

Experience the next generation of protection. We've stripped away the complexity to give you fast, transparent, and human-centric coverage.

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Join thousands of
satisfied customers

Happy Family

"Easiest insurance I've ever had."

— The Miller Family

15k+

Active Clients

$2B+

Claims Processed

99.8%

Satisfaction Rate

24/7

Claims Support

Our Coverage

Protection for Every Chapter of Your Life.

From your first car to your family home, we provide flexible insurance solutions that grow with you.

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Auto Insurance

More than just basic liability. Get accident forgiveness, roadside assistance, and vanishing deductibles.

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home

Home & Property

Protect your biggest investment from the unexpected. Comprehensive coverage for structure and contents.

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Life & Future

Secure your family's financial future. From term life to whole life, find the right fit for your loved ones.

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View All 12+ Insurance Types
Support Team

Avg. Response Time

48 Seconds

The Point Advantage

Experience Insurance
Built for the Digital Age.

01

Digital-First Claims

File a claim from your phone in seconds. No endless paperwork or waiting on hold for hours.

02

Unmatched Flexibility

Adjust your coverage limits or add new items to your policy instantly via our member portal.

03

Real Human Support

When things get serious, we're here. Our expert advisors are available 24/7 to guide you through tough times.

Tailored For You

Our Most Popular Bundles.

Choose the level of protection that fits your lifestyle. Save up to 25% when you bundle auto and home.

Essential

$ 49 /mo
  • $1 Million Liability
  • Basic Accident Forgiveness
  • 24/7 Digital Claims Support
  • Comprehensive Bundle
+1 888 351 1981
MOST POPULAR CHOICE

Advanced Bundle

$ 95 /mo
  • $5 Million Liability
  • Advanced Accident Coverage
  • Home + Auto Discount Inc.
  • 24/7 Priority Support
+1 888 351 1981

Elite Protection

$ 142 /mo
  • $10 Million Liability
  • Full Replacement Value
  • Dedicated Personal Advisor
  • Global Travel Coverage
+1 888 351 1981

Social Proof

Real People.
Real Stories.

JT
Jake T.
@jaket_drives

Just renewed my auto policy in literally 4 minutes. No hold music, no forms to fax. This is how insurance should work.

Auto Insurance
2h ago
CM
Claire M.
@clairem_home

Got a home insurance quote that beat my old provider by $38/month. Same coverage, way better price. Switching was the best decision I made this year.

Home Insurance
5h ago
OP
Omar P.
@omarp_biz

Their business insurance advisor called me back within 20 minutes. Covered my whole operation for less than I expected. Highly recommend.

Business Insurance
1d ago
LW
Lisa W.
@lisaw_travels

Travel insurance saved me $2,400 when my flight got cancelled in Europe. Filed the claim from my phone and had the money back in 48 hours.

Travel Insurance
1d ago
BN
Ben N.
@benndrives

Bundled home and auto and saved $612 for the year. The whole thing took 8 minutes online. Why did I wait so long to switch?

Bundle Deal
2d ago
JT
Jake T.
@jaket_drives

Just renewed my auto policy in literally 4 minutes. No hold music, no forms to fax. This is how insurance should work.

Auto Insurance
2h ago
CM
Claire M.
@clairem_home

Got a home insurance quote that beat my old provider by $38/month. Same coverage, way better price. Switching was the best decision I made this year.

Home Insurance
5h ago
OP
Omar P.
@omarp_biz

Their business insurance advisor called me back within 20 minutes. Covered my whole operation for less than I expected. Highly recommend.

Business Insurance
1d ago
LW
Lisa W.
@lisaw_travels

Travel insurance saved me $2,400 when my flight got cancelled in Europe. Filed the claim from my phone and had the money back in 48 hours.

Travel Insurance
1d ago
BN
Ben N.
@benndrives

Bundled home and auto and saved $612 for the year. The whole thing took 8 minutes online. Why did I wait so long to switch?

Bundle Deal
2d ago
KR
Karen R.
@karenr_life

The life insurance advisor explained every option without any pressure. I finally feel like my family is protected.

Life Insurance
3h ago
TG
Tom G.
@tomg_tenant

Tenant insurance for $18/month. My laptop got stolen and they replaced it within 3 days. Best $18 I ever spent.

Tenant Insurance
6h ago
AN
Aisha N.
@aisha_drives

Had my first accident after 10 years. The accident forgiveness meant my premium didn't go up at all.

Auto Insurance
1d ago
PL
Paul L.
@paull_home

Pipe burst in my basement on a Sunday night. Called the emergency line and had a contractor at my door by 9am Monday.

Home Insurance
2d ago
SB
Sophie B.
@sophieb_ca

Renewed online in 3 minutes, got a loyalty discount I didn't even know I qualified for. Experience just keeps getting better.

Renewal
3d ago
KR
Karen R.
@karenr_life

The life insurance advisor explained every option without any pressure. I finally feel like my family is protected.

Life Insurance
3h ago
TG
Tom G.
@tomg_tenant

Tenant insurance for $18/month. My laptop got stolen and they replaced it within 3 days. Best $18 I ever spent.

Tenant Insurance
6h ago
AN
Aisha N.
@aisha_drives

Had my first accident after 10 years. The accident forgiveness meant my premium didn't go up at all.

Auto Insurance
1d ago
PL
Paul L.
@paull_home

Pipe burst in my basement on a Sunday night. Called the emergency line and had a contractor at my door by 9am Monday.

Home Insurance
2d ago
SB
Sophie B.
@sophieb_ca

Renewed online in 3 minutes, got a loyalty discount I didn't even know I qualified for. Experience just keeps getting better.

Renewal
3d ago

Ready to Get Protected?

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It Takes Under 3 Minutes.

No brokers, no paperwork, no hidden fees. Just clear, honest coverage from a team that actually puts you first.

CALL +1 888 351 1981 explore View All Plans